This pertains to the risk that adverse shifts in the broader property market and any markets to which the Company has exposure could affect its ability to fully recoup the invested amounts in these markets.

The Company will maintain vigilance over the prevailing economic conditions by regularly receiving reports on various facets of the Australian economy and the influence of market events and other factors on different industry sectors and real estate properties. In evaluating investments, the Company will consider the overall market conditions.

Fluctuations in interest rates can have detrimental impacts on the Company's value through different channels. If interest rates rise, it can impact the amount of interest that the Company must pay while the project is in the construction phase, potentially affecting the project's overall profitability.

The Company will keep a close watch on the cash rate established by the RBA and the interest rates associated with any variable interest rate loans the Company may have with lenders to identify and respond to any potential changes proactively.

All capital invested in this Company will be utilized for the execution of the development project. Consequently, the Company will lack liquidity throughout the investment period until the exit strategy can be executed. Consequently, investors will be unable to redeem their investment until the conclusion of the investment period.

Investors will only be entitled to receive income generated from the sale of the finished properties.

There is no secondary market available for the shares, and it is improbable that an active secondary market will emerge.

Prospective investors should only contemplate investing in the Company if they do not anticipate needing access to their investment capital for the duration specified in this Information Memorandum.

The Company will carry out this property development project in alignment with its specified mandate. Investors will not possess direct authority over the property development procedure or the allocation of capital within the Company.

There exists a potential for government policy and regulatory adjustments to have an adverse impact on the Company's operations. While we cannot predict forthcoming policy alterations, both the Company and the Project Manager are committed to addressing this risk through vigilant monitoring and responsive measures in the face of possible regulatory and policy shifts.

There is a potential risk that the tax treatment applied to the Company could diminish the returns realized by an investor. For this reason, investors are advised to seek their own counsel and guidance concerning the tax implications associated with an investment in the Company.

Investors will not have the authority to manage or engage in the Company's day-to-day activities, make investment decisions on behalf of the Company, or play a role in Company transactions.

The Company's success hinges on the competence and background of its employees and the Project Manager. However, there is no assurance that employees will remain with the Company or the Project Manager, or that they will remain committed to the Company's endeavours. Past performance by the Company, the Project Manager, or their staff does not necessarily foreshadow future outcomes. Despite diligent efforts to attain the Company's investment objectives by both the Company and the Project Manager, there is no guarantee of their successful achievement.

Numerous crucial aspects of property development are beyond our immediate influence. It is conceivable that third parties, such as architects, planners, engineers, realtors, and local authorities, may not fulfill their obligations within the agreed-upon schedules. The failure of these third parties to adhere to these schedules can impact the overall development timeline and potentially result in delays.

In the event of project delays, we offer compensation to investors by providing additional returns beyond the originally targeted amount.

Modifications to, or unanticipated environmental, archaeological, and ethnographic factors and demands could influence the advancement and expenses associated with the project, potentially leading to diminished returns for investors. To address this risk, the Company will undertake a comprehensive assessment of the development site and enlist an impartial land surveyor to furnish a site suitability report.

Investments made in the Company may be allocated to property construction projects, which inherently entail specific associated risks. These risks encompass:

1. The potential insolvency of the builder.
2. The possibility of construction or development costs exceeding the budgeted amounts, necessitating the acquisition of additional funds to complete the projects.
3.The likelihood of reserve funds earmarked for project completion falling short of covering the full cost.

To manage these risks and their components, the Company will undertake the following measures:

1. Securing guaranteed maximum price building contracts with reputable and experienced builders who specialize in the intended construction type.
2. Procuring materials in bulk ahead of time to safeguard against shortages and price fluctuations.
3. Implementing standard construction techniques for the projects and maintaining adequate building insurance coverage.
4. Vigilantly monitoring all construction loan drawdowns to ensure that ample funds remain available for project completion. If deemed necessary, an independent quantity surveyor or construction cost manager may be engaged before project commencement to facilitate this process.
5. Requiring the developer to incorporate a contingency provision within the total construction costs specified in the debt funding for each project.

Additionally, there exists a potential for project completion delays. In such cases, the Company reserves the right to extend the investment term if necessary. This extension may result in postponed capital and income returns for investors.

Contractors and third-party entities commissioned to carry out tasks on a project might face insolvency or contractual defaults, potentially resulting in project delays or affecting its feasibility.

To address this risk, the Company will adopt the following measures:

1. The Company will carefully choose contractors who possess a strong financial standing and a demonstrated track record of reliable performance. Additionally, Director guarantees will be secured.
2. Ensuring that appropriate insurance policies are in effect to provide additional safeguards.

The primary means of concluding this investment is through the sale of the developed properties. However, it's important to acknowledge that the sale of these properties might prove to be more challenging than initially expected, potentially impacting the attainment of projected sales prices.

If the properties remain unsold for a period exceeding six months following the registration of titles, the Company may initiate an alternative exit plan. This could involve options such as repurchasing investors' shares or pursuing a refinancing approach for the development. These strategies aim to generate the necessary liquidity to fulfill investor capital and returns obligations.